Terms and Conditions

Sanju & Associates Chartered Accountants is an ICAI-registered Chartered Accountancy practice headquartered in Sikar, Rajasthan, India. We also operate as an AMFI-registered Mutual Fund Distributor (ARN-163501, BSE Registration 35243, APRN01070). We provide professional services pan-India subject to applicable laws and regulations.

The content on this website is for general information only. You agree to:

• Use the website lawfully and not for any fraudulent or harmful purpose
• Not attempt to gain unauthorised access to our systems
• Not reproduce website content without our written permission
• Provide accurate information when submitting contact forms or enquiries

Our Chartered Accountant services — including tax planning, GST compliance, audit, bookkeeping, and company incorporation — are provided under a separate engagement letter or mutual agreement defining scope, fees, and responsibilities. No professional relationship is created solely by visiting this website or submitting a contact form.

Tax, GST, and regulatory advice is based on laws and interpretations prevailing at the time of advice. We are not responsible for changes in law after advice is given, unless you have an ongoing engagement with us.

Mutual fund services are provided as an AMFI-registered distributor (ARN-163501), not as a SEBI-registered Investment Advisor (RIA). We do not guarantee returns on any mutual fund investment.

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.

Investment decisions should be made based on your risk profile, financial goals, and scheme documents. We act as a distributor and may receive commissions from asset management companies as per industry norms.

Tools on this website, including the GST calculator, provide estimates for informational purposes only. They do not constitute professional tax or GST advice. Always consult a qualified Chartered Accountant before making compliance or filing decisions.

Articles, FAQs, and blog posts on this website are for educational purposes. They do not replace personalised professional advice for your specific facts and circumstances. Reliance on website content without professional consultation is at your own risk.

Service fees are communicated before engagement and may vary based on complexity. Unless otherwise agreed, fees are payable as per the terms in your engagement letter. Mutual fund investments are subject to the fee structure of respective fund houses and AMCs.

To the fullest extent permitted by law, Sanju & Associates shall not be liable for any indirect, incidental, or consequential damages arising from use of this website or reliance on its content. Our liability for professional services is limited to the terms of the applicable engagement letter and professional indemnity coverage as required by ICAI regulations.

All content on this website — including text, logos, design, and tools — is the property of Sanju & Associates Chartered Accountants unless otherwise stated. Unauthorised use, copying, or distribution is prohibited.

Our website may link to external sites (government portals, AMFI, etc.). We are not responsible for the content or privacy practices of third-party websites.

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Sikar, Rajasthan, India.

We may revise these Terms and Conditions at any time. Updated terms will be posted on this page. Your continued use of the website constitutes acceptance of the revised terms.

For questions about these Terms, contact Sanju & Associates Chartered Accountants at contact.sanjuassociates@gmail.com or visit our Contact Us page.